Refinancing

Take advantage of better rates on the market and start saving

Rated 5 from 50 Reviews

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.

How much could you save?

Our Team can help you understand how much you could save by refinancing to a better loan

Book Appointment
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Getting a Loan

  1. Initial Consult

    Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

    2. Fact Find

    We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to help us find the best loan.

    3. Loan Approval

    We'll find the best loan on the market for you and your situation and present you back some options.

    4. Sit back and relax!

    We'll prepare and submit your application on your behalf and let you know when it's all complete
Book Appointment

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Romy Mitsos

Just settled my 3rd Property as a Single Income earner with the Team: Aagam and his team (Isaac, Kovid, Shruti, Saloni and Kunal). They approach to assessing our situation is different from other brokers because not only did they get the purchase approved, but they helped me refinance all of my properties by getting valuations done by multiple banks to ensure we got the highest valuation, which lead to me having lower Interest Rates as-well as getting me more equity. They made sure to guide me on everything from: bookkeeping and setting up accounts in a way to keep me and my accountant happy aswell. I’m on track to make our 4th purchase in the next 6 months as well and am feeling excited about property again.

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Akash Sethi

Aagam and his team members Shruti, Saloni and Kunal were really helpful in helping us get our new home purchase across the line despite having a complex setup with properties under companies and trust structures, and was able to co-ordinate with our accountant and us to make a purchase go through even without a pre-approval with a tight time frame. He also workshopped multiple scenarios like Selling a property/Not Selling a property before buying our next which gave us immense clarity on what the next move is. The Team at Finance As You Grow are far more than just brokers, but more so Property Strategists for us. Thanks a lot for your help.

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Sravan Nellutla

I recently worked with Aagam Jain from Faygro, and I couldn't be happier with the experience. Aagam is extremely professional, thorough, and has incredible attention to detail. What I particularly appreciated was his email communication, it was always precise, straight to the point, and articulated very well, making the entire process seamless and clear. I strongly recommend Aagam and Faygro services to anyone looking for a reliable mortgage broker. I will definitely be returning to him for any future transactions!

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you deal with Complex Company and Trust Structures?

Yes, We deal with complex trust and company setups on the daily and it’s something we specialize in. In fact, we can also help setup Companies and Trusts for you. Furthermore, we can help you with SMSF setup, compliance and Lending. If you’re nearing your retirement age, we also provide Will’s and Estate planning. Request a call back from us, so we can understand your requirements and provide you with the relevant service. We come from an accounting background and can also direct you towards expert Tax Agents to provide you with qualified advice (fees and charges may apply based on the level of advice required).

I have a low deposit for a home, is there anyway I can still buy ?

Yes, we have several solutions for all first home buyers to help them get into the market. We have lenders who can even lend you your initial deposit and up to 97% of the property price. We don’t guarantee that you will qualify but if you request a call back, so we can understand your requirements and objectives and your current financial position, we can find the relevant solution for you.

Ready to get started?