Refinancing
Take advantage of better rates on the market and start saving
Rated 5 from 20 Reviews
Take advantage of better rates on the market and start saving
Rated 5 from 20 Reviews
Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.
As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of refinancing.
We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.
Our Team can help you understand how much you could save by refinancing to a better loan
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Joanne Yoo
Don't hesitate in working with Aagam as he has been the most amazing advisor in getting our bank approvals to get a loan for our first investment property. He is very knowledgeable about the whole process and communicates with you every step of the way. Working with Aagam has been a very positive experience for us!
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Gopinath A
Aagam's knowledge around lending space is phenomenal ! You never know what your capacity(borrowing) or what is feasible unless you talk to mortage brokers like Aagam. He was confident with the timeline and helped to choose right lender for my requirement which is really important when I had very short timeline and specific scenario. Cherry on the top, he got the LMI wavier approved which I never thought would be possible. I highly recommend Aagam to anyone who is looking for a best mortage broker ! P.S Don't judge a book by its cover, don't judge a person by their age :) it is just a number!
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Praveen sharma
5 Stars - Highly Recommend "Working with Aagam was an incredible experience. From start to finish, he was communicative, patient, and highly knowledgeable about the options available to me. I was a first-time homebuyer, so I had a lot of questions, but Aagam took the time to explain every detail and make the process straightforward. His support helped me get a great rate, and I couldn't be happier!"
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Yes, We deal with complex trust and company setups on the daily and it’s something we specialize in. In fact, we can also help setup Companies and Trusts for you. Furthermore, we can help you with SMSF setup, compliance and Lending. If you’re nearing your retirement age, we also provide Will’s and Estate planning. Request a call back from us, so we can understand your requirements and provide you with the relevant service. We come from an accounting background and can also direct you towards expert Tax Agents to provide you with qualified advice (fees and charges may apply based on the level of advice required).
Yes, we have several solutions for all first home buyers to help them get into the market. We have lenders who can even lend you your initial deposit and up to 97% of the property price. We don’t guarantee that you will qualify but if you request a call back, so we can understand your requirements and objectives and your current financial position, we can find the relevant solution for you.