Home Loans
With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Rated 5 from 20 Reviews
With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Rated 5 from 20 Reviews
With experience in handling Complex Property Portfolios and Income Structures, we can help you buy your First Property or your 15th. Having several Lenders is critical to providing you with options that help you make the best choice, including Australia-wide lenders such as the major banks, second-tier lenders, and more. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.
When looking at different Home Loan Options, it's important to understand some of the key loan attributes:
Principal and Interest: This is the most common type of home loan. With a principle and interest home loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only home loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate home loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate home loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.
We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to get a home loan, we have the expertise and experience to guide you through the process of finding the right home loan for your needs.
Our Team can help you understand how much you can borrow to buy your First, Next or Dream Home
Book Appointment
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Once you're approved, you can start bidding or making offers on properties you want to purchase.
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentJY
Joanne Yoo
Don't hesitate in working with Aagam as he has been the most amazing advisor in getting our bank approvals to get a loan for our first investment property. He is very knowledgeable about the whole process and communicates with you every step of the way. Working with Aagam has been a very positive experience for us!
GA
Gopinath A
Aagam's knowledge around lending space is phenomenal ! You never know what your capacity(borrowing) or what is feasible unless you talk to mortage brokers like Aagam. He was confident with the timeline and helped to choose right lender for my requirement which is really important when I had very short timeline and specific scenario. Cherry on the top, he got the LMI wavier approved which I never thought would be possible. I highly recommend Aagam to anyone who is looking for a best mortage broker ! P.S Don't judge a book by its cover, don't judge a person by their age :) it is just a number!
Ps
Praveen sharma
5 Stars - Highly Recommend "Working with Aagam was an incredible experience. From start to finish, he was communicative, patient, and highly knowledgeable about the options available to me. I was a first-time homebuyer, so I had a lot of questions, but Aagam took the time to explain every detail and make the process straightforward. His support helped me get a great rate, and I couldn't be happier!"
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Yes, We deal with complex trust and company setups on the daily and it’s something we specialize in. In fact, we can also help setup Companies and Trusts for you. Furthermore, we can help you with SMSF setup, compliance and Lending. If you’re nearing your retirement age, we also provide Will’s and Estate planning. Request a call back from us, so we can understand your requirements and provide you with the relevant service. We come from an accounting background and can also direct you towards expert Tax Agents to provide you with qualified advice (fees and charges may apply based on the level of advice required).
Yes, we have several solutions for all first home buyers to help them get into the market. We have lenders who can even lend you your initial deposit and up to 97% of the property price. We don’t guarantee that you will qualify but if you request a call back, so we can understand your requirements and objectives and your current financial position, we can find the relevant solution for you.
Finance as you Grow Pty Ltd ABN: 83 149 295 196. Credit Representative Number 541382 has access to a panel of lenders through National Mortgage Brokers Pty Ltd., (ACN 093 874 376 / Australian Credit Licence 391209), which is a fully-owned subsidiary of Li.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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